有谁了解AirAsia epay啊?

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亚航的支付方式有AirAsia epay
我看下是张虚拟卡?需要在网址注册，需要开卡费。充值。每月需要管理费什么的?
https://www.airasiaezpay.com/our-cards/airasia-ezpay-virtual-card
The smarter way to pay on AirAsia. The safer way to pay online.
The AirAsia ezpay Virtual Card is the one card you can’t misplace – simply because it’s virtual! You will also enjoy zero processing fees whenever
you book flights on airasia.com along with a host of other great benefits.

但是我看http://www.elvxing.net/thread-144808-1-1.html说的好像直接可以用自己的visa/mastercard卡选择AirAsia epay的通道就可以了